Clover Donations – A Great Online Giving Service


One of the questions I get asked most often from other pastors is how to setup online giving. I’ve been looking into several of the different services and I wanted to share about Clover Donations.  I saw an article on ChurchTechToday and it made me check out this service. I have read about it in the past, but I had assumed that it was only for current customers of Clover Church Websites. I was surprised to see that it is available to anyone, and it looks like a great service.

The biggest advantage of this service is the low monthly payment compared to other online giving solutions. For small to medium sized churches this is a great advantage. You can choose to accept bank drafts, debit cards, or credit cards, or any combination of the three. The fee is 1% for Clover plus $5 per month and a transaction fee for the merchant account. You can go here to find out more about the pricing structure.  They also offer a great reporting dashboard.

I only see two potential problems, and they mention on their site that they are working to address both issues. First, there is no way for an end user to login to the system to change recurring giving information. They would need to call the church to make any changes. Not a deal breaker, but a hassle. (Update: Account Management has been added now. You can login and setup recurring giving or make changes to your account). The second issue is that the service is not really setup for event registration. It can be used for it, but it is geared more toward online giving.

After looking at this, I think this would save our church money over the service we are currently using and would give us a better reporting system to see how online giving is being utilized. I like the ability to customize the pages and I like that it works across mobile devices. Anybody out there using it? What do you think?



I am a former design engineer who now pastors Cornerstone Community Church in Galax, Virginia. I'm passionate about following Jesus and I love technology. I've been married to Jennifer for 28 years, and we have three adult children.

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5 Responses

  1. Meg says:

    So, it’s been a while since you wrote this post. Anything new to report?Still like it? I have a small NPO that’s in the market for online/mobile giving options and this looks promising 🙂

    • Mike says:

      The biggest change since I wrote this post is that they now have account management for donors. Now a donor can login and view or change their recurring gifts. This was the biggest drawback. Our church is still using another service, but I do think we will switch to Clover when I get some time to get it setup.

    • johnsalzarulojohnsalzarulo says:

      Don’t do clover donations. Not good. Many better options out there. We really regret going with them.

  2. I’ve been using clover for 6 months and we love it. The greatest part is that it deposits into you account and you don’t have to log in and transfer funds. Easy to set up different funds and get donation reports.

  3. johnsalzarulojohnsalzarulo says:

    Clover donation is not a good system. I would not recommend them at all. They don’t take on the PCI compliance for you and they charge a lot of fees that they are not up front about. It was a poor choice to go with them for our nonprofit. There is lots of way better options out there. Stripe. Moonclerk even Paypal is better than clover donations.

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